Sunday, December 16, 2012

Buying Investment Homes For Profit

Given the current economic crisis and the ever plunging real estate rates; it is needless to say, that now, is one of the best times for buying montgomery county investment homes for profit. If you were to check out the real estate trends in many cities across the country, you will notice that the prices of houses in some areas are lower than they have ever been in the last two to three years. This certainly means that anybody who can afford to purchase a property at this point in time and hold it for a while is looking at sizable capital gains in the future.

How can you make a profit?

The price of real estate always has a trend of moving upwards but buying investment homes for profit is not a lucrative venture if you purchase the property when the market is high. So it is imperative to check out the current market trends preferably weekly trends that are available on many websites before you consider looking at homes in a particular area. In certain states like Arizona, California, Nevada and Florida, the real estate prices have plummeted, offering potential future rewards for buyers. So this is a wonderful time for buying investment homes for profit in these states. Also the fact that the number of foreclosures and short sales are sky rocketing means that you can purchase homes at dirt cheap rates.

Finances

Unfortunately very few people can actually boast of enough liquidity to buy a house without taking recourse to regular financing options. If you are going to need a loan, it would be best to analyze your credit before you put in the hard work of rummaging through MLS sites. In this economic environment, procuring a loan is getting increasingly difficult and nothing less than the perfect credit rating will do for the weary lenders. The norm is that you would need a 20% down payment which means that in order to purchase a home worth $250,000 you would need to have liquidity to the tune of $50,000!

Tuesday, December 11, 2012

Haute Hair Tip for Winter: Hydrate

I love my haute natural hair! My winter hair care tip... hydrate! Keep your hair looking beautiful by keeping its moisture content high using steam therapy. It will grow fuller and longer with lots of shine.



My hair therapy session and styling is compliments of Robin D. Groover in Atlanta and New York City.


What do you think about haute natural hair with brilliant color and shine?

Wednesday, December 5, 2012

Haute Travels Tip: Mini Fragrances for Travel

As a girl on the go, I must carry my favorite fragrances with me. I absolutely love a beautiful vanity counter that highlights my various moods by the perfumes that I select. Mini-size fragrances offer space saving options for carry on bags and they look great next to your bed or in your dressing room.


Marc Jacobs Dot Fragrance for the Young at Heart

Marc Jacobs was so inspired by his love of poka dots that he created DOT a personal signature fragrance. The scent offers top notes of red berries, dragon fruit and honeysuckle. The mild and base notes contain Jasmine, coconut water with musk.

The fragrance is captured in a beautiful red bottle that plays with fantasy. I love the design of the bottle because it looks like a work of art. The bufferfly-inspired top plays with porportions offering a chic way to indulge in something that brings pure joy. The girls who are happy, vivacious and upbeat will enjoy DOT. You can find DOT at Bloomingdales for $89.00.

Tuesday, December 4, 2012

Travel Vaccinations - Why Do Some Travelers Miss Them?

I read an interesting piece of news from 'across the pond' this week. It was a small news item released in London, but it caught our attention at Travelogue. The results of this survey should be of interest to every American who will be traveling abroad and wants to remain safe. Before relating the British survey findings to you, take a look at our own safety survey question.

Which of the following activities are safe and sensible activities?

(1) Driving while text messaging
(2) Wearing dark sunglasses as you drive into a tunnel
(3) Wandering alone in unfamiliar neighborhoods in foreign countries at night
(4) Riding a motorcycle without a helmet
(5) Approaching a family of cute raccoons in your backyard
(6) Letting your 2 year old play with marbles

If your answer is 'none of the above', then consider yourself to be genius material. All of these activities demonstrate poor judgment. Is is it really an 'accident' if a bad outcome should be anticipated and could have been prevented?

Here's the latest from Britain. They just published research findings that showed that a majority of British travelers never investigate if they need travel vaccinations before going abroad. For example, over 90% of them did not know that travel vaccines are necessary for travel to eastern Europe and to Russia. Why would folks from an educated society make such a poor judgment that places them at unnecessary risk? Surely, these travelers wouldn't let small kids play with matches or leave them unattended in a swimming pool. Yet, they completely ignore their own travel safety.

While we do not have firm statistics in America, vaccine manufacturers estimate that over 10 million of us will go overseas without necessary travel vaccinations. When we do so, we risk hepatitis, yellow fever, typhoid, rabies and meningitis. Every one of these diseases can be prevented by a safe and effective vaccine. Make sure that you get the travel shots and safety advice you need before departure. Consult with a travel physician in your area.

Travel Alert! State Department Warns

As an adjunct to America's insane policy of dealing with Islamic terrorist attacks by waiting to be attacked, (since, as our president and Muslim commentator Fareed Zakaria have pointed out, we're well able to "absorb" even nuclear assaults on the homeland), we're now warning travellers and tourists to be careful out there when they're travelling to and touring in Europe.

Obama made that "absorb" comment according to Bob Woodward's new book, Obama's Wars and now travellers and tourists have been warned by our State Department of "the potential for terrorist attacks in Europe. Current information suggests that al-Qa'ida and affiliated organizations continue to plan terrorist attacks."

That alert goes on to advise: "Terrorists may elect to use a variety of means and weapons and target both official and private interests. U.S. citizens are reminded of the potential for terrorists to attack public transportation systems and other tourist infrastructure. Terrorists have targeted and attacked subway and rail systems, as well as aviation and maritime services. U.S. citizens should take every precaution to be aware of their surroundings and to adopt appropriate safety measures to protect themselves when traveling."

Just as with domestic terror warnings, our government fails to provide any specific methods or techniques to implement that precaution or information on how to deal with or to avoid being reduced to splinters.

Excuse me, that's not exactly true.

State reassures travellers and tourists that, "We continue to work closely with our European allies on the threat from international terrorism, including al-Qa'ida. Information is routinely shared between the U.S. and our key partners in order to disrupt terrorist plotting, identify and take action against potential operatives, and strengthen our defenses against potential threats.

Tuesday, November 27, 2012

Free Dating Services

Dating 'n more is a free dating site. The primary goal of our free dating services is to create a community of people not only searching for dating and romance, but also to make friends, find online buddies, penpals or just a chit-chat with other folks online. The entire site is currently available in English, Spanish and Russian, including all singles profiles. Our dating site is 100% free!!! Not only there is no joining fee, but the further use of this site is absolutely free as well. Unlike other dating sites when you sign up for free, but later discover that in order to use the most important site's features (like email, ability to contact other members, chats etc...) you have to pay a fee, on our dating site everything is FREE!!! How is our free dating site different from other free dating services? Very simple, yet very important: our dating site is one of the most scam free on the Internet. The singles out there have already started spreading the word of mouth about our free dating services with no scam. That is because our approach to Russian and Nigerian scam is different than on other dating services. We don't just kick them out AFTER they tried to scam somebody. We don't allow the scam artists to register and contact other singles in the first place. We have our own ways to tell who is a scammer from "inside". If you are tired of all that scam and fakeness on other dating services, join us! All our singles are real people.

Thursday, November 15, 2012

Haute Travel Accessories by Stephanie Johnson

I am in love with Stephanie Johnson’s Malibu Collection travel and beauty accessories in raspberry! The inspiration behind this fashionable collection is all about the laid-back California lifestyle. The travel bags and covers are little luxuries for the girls who like to make a statement when they pull things out of their travel bags.


The crinkle patent bright and breezy iPad and makeup case is a conversation piece along with my favorite passport cover. And the brightly colored luggage tag will make your bags stand out at baggage claim!
  What's your favorite travel accessory?

Sunday, October 21, 2012

A Cottage for a Princess is Haute!





When it comes to a great escape, there's no better place than the Half Moon Resort in Montego Bay, Jamaica. I always find it very peaceful and enjoyable in the beach cottage. The view is absolutely stunning, it takes my breath away. The cottages are charming and intimate which makes life great. 

Here's a look inside... 







Passion and Purpose Meet in Jamaica!

One of the most amazing experiences of my life took place at a little elementary school in Montego Bay, Jamaica. I visited the Barrett Town School last month to meet the kids and deliver school supplies. It was an awesome experience. The kids are super sweet; I found their energy and smiles to be infectious. Unlike even the most impoverished schools in the United States, the Barrett Town School has even less. The kids are in small, cramped classrooms with bars on their windows. There is no air conditioning therefore the classrooms are hot. I also noticed that the kids don’t have computers, although a company has provided internet service free of charge.

There are so many things that we take for granted in American schools like a library, computer lab and cafeteria. The school in Jamaica had none of those things, but never-the-less the kids love to learn and appreciate even small acts of kindness. They respect their teachers and school administrators. They were kind to me and the girls who came along. It was refreshing to see little kids aspire to be better.

I plan to return to the school in May 2013 and take more supplies. I would even like to take iPads or some other kind of tablets and Kindles for the kids to use in class. After the New Year gets underway, I’ll put out a request for donations to purchase more things for the them. The school is small with only ten classrooms. It’s my goal to have gifts for each classroom even gift bags for the kids. I know that it’s a noble ambition, but I can do it. If you would like to help make a difference be sure to send an email to me at hautetravels@gmail.com. I believe that when passion and purpose meet its the result of a higher plan at work. My purpose is to help someone else discover their own; it's part of my destiny. 


What are you passionate about?

 
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